Consumer Lending

Altair has been providing leading consumer lenders the tools to find new customers and retain existing ones for over 15 years. Our Consumer In-the-Market triggers and prescreen databases are credit-qualified and multi-sourced for the most robust Consumer leads in the industry. With Altair, we can provide Credit Bureau Data from all major credit agencies providing the highest coverage and best results.

Customer Retention Triggers

Reduce your customer attrition by monitoring your client base with credit inquiries..

Credit-qualified Consumer Loan Shelf Models

Predictive models, ready to go for new consumer loan prospects.  Target online or brick-and-mortar prospects.

Credit Prescreens

Access multiple bureaus in one database to find all of the best credit-qualified prospects in your market.

Credit-qualified Lead Scoring

Prescreen your leads with preset criteria to make sure they meet your risk criteria before spending time on them.

Non-Credit Payday Loan Data

Great for non-credit offers, you can target the best payday loan prospects for either online or brick-and-mortar locations.

Custom Modeling & Analytics

Our data scientists can take your customer data and build predictive models on credit or non-credit datasets for acquisition, cross-sell or retention campaigns.

Customer Retention Triggers

The best customer retention tool is credit monitoring. Altair through CreditReady gives you access to all 3 major bureaus and several alternative bureaus to give you the best coverage making sure you keep your customers in the fold. Retention of your existing customers is key to cost effective growth. Let us help.

Credit-qualified Consumer Loan Models

Tap into our CreditReady advanced analytical machine learning that accurately predicts credit-qualified prospects who are in-the-market for specific consumer loans for new loans or refinances to lower payments.  We can help raise response rates and lower first payment defaults.

CreditReady Prescreens

Our online tool gives you instant counts and orders of CreditReady prescreen data. We can streamline your prescreen campaigns, keep your data fresher, process your mail files more quickly, and improve your ROI.  Ask about our high interest revolving and installment debt, consumer loan and payday models and in-the-market models that our consumer loan clients use to more accurately hone in their best prospects.

Credit-qualified Lead Scoring

Access our credit data platform, CreditReady, from any of the three bureaus in real-time or in batch.  We will apply your risk criteria on-the-fly and only return to you records that meet your credit minimum criteria.  Improve your conversions and improve the morale of your loan officers.  Give them qualified prospects and watch your results soar.

Non-credit Payday Loan Data

Since 2001, Altair has compiled one of the best multi-sourced consumer databases in the industry.  We pull in data from self-reported and payday application records nationwide and clean them up for direct mail, email and digital marketing campaigns.  This data contains hundreds of attributes including zip +4 credit data, homeownership and many more.  Find out how you could use Altair’s Payday Loan Data to super-charge your acquisition and retention efforts.

Custom Modeling & Analytics

As one of the first data-driven agencies back in 2001, we have vast experience in building predictive models to improve response rates and conversions for auto lenders of all sizes.  Our data scientists are well-versed in both the client-side and the vendor side of the data and analytics equation.  And we make their job easier by providing them with the best data repository on the planet.  We build both credit models and ITA models for auto lenders.

What We Do

Our core purpose is leveraging highly responsive and multi-sourced data combined with insightful analytics and custom data processing tools to help marketers create and manage successful acquisition and retention marketing campaigns. Our top solution suites include:

Consumer Data

Our National Consumer Database is the most complete data repository built for marketers to provide the best coverage, accuracy and predictive buying behaviors on billions of consumer data leads to leverage in your acquistion targeting.

Pay for Performance Marketing

A dynamic credit data solution for lenders, we provide a turnkey solution for handling direct mail, email or digital campaigns where you only pay for what you close, saving you valuable time, money, and leads.

Prospect Databases

We help marketers define their trade area, create custom targeting response models, measure market performance and provide actionable insight into who and where your best customers are using leading technology. 

Credit Data

CreditReady is our proprietary tri-bureau credit data solution – from pre-screen data to loan trigger data, CreditReady is a powerful financial lead generation tool providing instant, online access for marketers and lenders to increase their pool of qualified prospects.

Data Science

Our emphasis on customer intelligence has produced data-driven solutions for almost twenty years. Our industry experts provide extensive analytic strategy to empower marketers to truly access the power of their own data

Real-time Data Technology

Data is power when you have access to the freshest and accurate data.Our real-time and instant data enhancement solutions tie to either credit or demographic data to help you identify clients and score leads on-the-fly.

New Mover Data

Our new mover suite, Moving Prospects, lets our clients in the door first to market  homeowners, renters, and even pre-movers – allowing you to reach this high-value and fleeting audience before your competitors do with the largest, freshest and most accurate mover file available on the market.

Digital Marketing

From Facebook to Google, our proprietary household targeting places ads in front of the best qualified, most responsive prospects for your products.

Site Selection

Where you locate your business can make or break your success.  We help you identify your best customers, where they are concentrated and where your best potential sites are.