Trigger intelligent, always-on marketing with Monitor360. Track hundreds of real-time credit and non-credit behaviors so you can turn every inquiry, life event, or listing into your next marketing move.
Monitor360 tracks real-time credit activity and life-stage behaviors across your most valuable customers and prospects. By monitoring credit inquiries plus signals like property listings, new movers, and life events, you can reach people the moment they’re ready to act.
Track active shoppers across all three bureaus, with many alerts delivered within 5 minutes
Focus on pre-screened consumers ready to take action, not cold audiences
Detect when customers are shopping elsewhere and engage them proactively
Focus marketing dollars on high-intent audiences likely to convert
Tap life events like home listing or new moves to uncover high-converting audiences.
Get notified when a consumer applies for a mortgage, HELOC, personal loan, auto loan, or credit card within 24 hours.
Reach qualified consumers when their credit profile improves or aligns with key lending criteria, including score increases, PMI removal, refinance potential, or cash-out equity availability.
Monitor your existing customers for high-risk activity like utilization spikes, delinquencies, or new tradelines. Over 100 specialty alerts available, including real-time hard inquiry notifications.
Identify prospects listing their home for sale, moving into a new residence, or showing high propensity to move, powered by real estate listings, deed records, and Altair’s pre-mover model.
Target consumers actively researching mortgage products online or showing predictive refinance potential based on rate comparisons, LTV, and equity position.
Reach individuals at moments of personal change, like marriage, divorce, a new child, or job change, when financial needs and product relevance are highest.
A direct mail agency integrated Altair’s daily trigger feed into their workflow, allowing automated campaign launches based on credit alerts for auto, mortgage, and personal loan inquiries. The result?
