Credit Card Debt at $1 trillion!!

“If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.”- John Keynes That’s right, America.  We have now surpassed $1 trillion in collective credit card debt.  In the words of the 1970’s band Kool & the Gang, “Celebrate good times, come on!” So, unemployment […]

Upscale Your Direct Mail Marketing Strategy: Segment, Suppress, Append, and Trigger

Mailboxes were once filled with unending piles of mail, and marketers would often employ the “Spray and Pray” method of advertising in the hopes of connecting with the right people. Those days are long gone, and direct mail marketing strategies have undergone a significant overhaul. To achieve success in today’s market, you must leverage cutting-edge […]

Leveraging Data-Driven Marketing to Enhance Customer Experience in Consumer Lending

Leveraging Data-Driven Marketing for Enhancing Customer Experience in Consumer Lending | Altair Data
Discover how consumer lenders can leverage data analytics to gain invaluable insights into their customers, improve customer experience, and create innovative solutions tailored specifically for their target audience. Get ready to take your marketing strategy to the next level with these tried and tested industry tips from Altair Data!

Navigating the Changing Landscape of Consumer Loan Markets in 2023

Title: Navigating the Changing Landscape of Consumer Loan Markets in 2023 | Altair Data

In this post, explore the dramatic changes happening within consumer loan markets and how to address issues like riskier customers, increased interest rates, and rising defaults. Learn how best to navigate these trends with insight from Altair Data.

FICO vs. Vantage: Explaining the Difference

Learn the key differences between FICO and Vantage scores, the two most widely used credit scoring models. From the range of scores to the information used for evaluation, this comprehensive guide provides a detailed comparison of the two scoring systems. Discover the impact of payment history, credit utilization, length of credit history, and more on your credit score. Whether you’re looking to improve your credit or just want to understand how it’s calculated, this blog has the information you need.

The Future of Digital Banking and Online Banking Security

Digital banking and online banking have become increasingly popular in recent years, making it easier for consumers to manage their finances on the go. However, as the use of digital banking platforms continues to grow, so too do the security risks. In this blog post, we will explore the current state of digital banking security, […]