Credit Card Debt at $1 trillion!!
“If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.”- John Keynes That’s right, America. We have now surpassed $1 trillion in collective credit card debt. In the words of the 1970’s band Kool & the Gang, “Celebrate good times, come on!” So, unemployment […]
Keep Money in Your Pocket: Why Customer Retention Systems Matter
Lenders often operate in a competitive industry, where acquiring net new customers seems like the ultimate goal. However, what they often overlook is the immense potential of customer retention. Your existing database of customers may hold the key to unlocking unprecedented levels of growth.
Understanding the Fair Credit Reporting Act (FCRA) and Its Implications for Businesses
In this article, we will explore the ins and outs of the Fair Credit Reporting Act (FCRA) and its implications for businesses who offer credit to their customers.
FICO vs. Vantage: Explaining the Difference
Learn the key differences between FICO and Vantage scores, the two most widely used credit scoring models. From the range of scores to the information used for evaluation, this comprehensive guide provides a detailed comparison of the two scoring systems. Discover the impact of payment history, credit utilization, length of credit history, and more on your credit score. Whether you’re looking to improve your credit or just want to understand how it’s calculated, this blog has the information you need.
The Future of Digital Banking and Online Banking Security
Digital banking and online banking have become increasingly popular in recent years, making it easier for consumers to manage their finances on the go. However, as the use of digital banking platforms continues to grow, so too do the security risks. In this blog post, we will explore the current state of digital banking security, […]
Don’t Let Economic Uncertainty Slow Your Financial Marketing
Learn how to keep your financial marketing efforts going strong, despite economic uncertainty. Altair Data provides data analytics and data marketing services to help brands make the most of this challenging time.